I understand that you are seeking advice on how to achieve your dream of owning a home in Texas, despite your husband's refusal to put your name on the house that he purchased before your legal marriage. You have mentioned that you have explored several options such as using gifted money, setting up a trust or LLC, or paying cash for the house, but you are unsure of what would be the most effective way to achieve your goal.
Firstly, it is important to note that laws regarding property ownership can vary from state to state. In Texas, it is a community property state, which means that any property acquired during the marriage is considered community property and is owned equally by both spouses, regardless of whose name is on the title. However, property acquired before the marriage is considered separate property and is owned solely by the spouse who acquired it.
With this in mind, if you are looking to purchase a home without your husband's involvement, you may consider using your own separate funds to make the purchase. This could be through savings, inheritance, or any other source of income that is solely in your name. You may also consider seeking the advice of a financial planner to help you determine the best course of action.
Another option to consider is setting up a trust or LLC. This can help protect your assets and provide some level of legal protection in case of a divorce. However, it is important to note that this can be a complex legal process, and it is recommended that you seek the advice of an attorney who specializes in estate planning and asset protection.
Finally, you may consider seeking the advice of a mediator or marriage counselor to help you and your husband come to a mutually beneficial agreement regarding the ownership of the home. It is important to remember that communication and compromise are key in any relationship, and seeking professional help may be a good way