On January 24th, I was involved in a car accident with my mother's insured vehicle. Unfortunately, I am only 21 years old and currently only have my temporary instruction permit (TIP card required to take driving classes in the state of Louisiana). I took my driving class on January 3rd and have received my driving hours, but I'm still waiting for availability to schedule a road skills test. This situation has been complicated by the fact that the other driver, a 16-year-old who had just received his license on January 17th, made an illegal left turn down a one-way street going the wrong way and collided with my vehicle.
I have recently learned that he (or his parents) is telling their insurance company that I ran a red light and then hit him. However, there were three cars on the road at the time, and we were almost all lined up in different lanes. He missed hitting the first two cars and hit me instead. Neither of our lights were red; he just made the wrong left turn. As you can see from the map, it was a one-way street, and the street he meant to turn on was just a couple of hundred feet in front of him.
Unfortunately, I am facing several problems as a result of this accident. First and foremost, I do not have a police report or transportation to work. Despite our requests, one was not written up, even though five police cars and two fire trucks were on the scene. We left the scene of the accident after being there for 45 minutes waiting for the other driver's parents to arrive. The father arrived on the scene and began arguing with everyone, including the officers. He accused my mother of hitting his son, but when it was explained that I was the driver and that this was just my mother's car, he began verbally attacking me. We expressed our discomfort with the situation to an officer who pulled us to the side and informed us that it was okay to leave. We received an item number, and the officer said that the report would be done in 3-5 days. However, when I called the precinct for two weeks straight, I was told that there is no police report because "Jefferson Parish does not get involved with civilian disputes."
My second biggest problem is that I'm on the verge of losing my job. My vehicle is totaled, and I'm struggling to pay my rent, bills, and buy food. I can't afford to Uber around right now,