Dealing with the Aftermath of a Car Accident: What to Do When the Other Driver is Uninsured

 Introduction: Being involved in a car accident is a traumatic experience, especially when the other driver is uninsured. This is exactly what happened to the author of this post when a drunk driver crashed into them while they were stopped at a railroad crossing. Despite the fact that personal injury coverage is mandatory in the state of Florida, the other driver's insurance company refused to accept liability and the author was left with mounting medical bills and property damage. In this post, we will discuss what you can do if you find yourself in a similar situation.

1. File a police report: It is important to file a police report immediately after the accident. This will provide a record of the incident and can be used as evidence in court.

2. Seek medical attention: Even if you don't feel like you were seriously injured, it is important to seek medical attention. Some injuries may not be immediately apparent and could worsen over time.

3. Contact your insurance company: Even if the other driver is uninsured, you may still be able to make a claim through your own insurance company. This will depend on the type of coverage you have.

4. Consult with a personal injury lawyer: A personal injury lawyer can help you navigate the legal system and can represent you in court if necessary.

5. Be persistent: Dealing with an uninsured driver can be frustrating, but it is important to be persistent. Keep copies of all your medical bills and property damage and continue to contact the relevant authorities until you get a response.

Conclusion: Being involved in a car accident with an uninsured driver can be a difficult and stressful experience. However, by following the steps outlined in this post, you can take control of the situation and get the compensation you deserve. Remember to be persistent and seek legal advice if necessary.

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