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I have somewhat of a pickle. I was away and when I returned, I got a request from a bank restoring an old obligation.

I have somewhat of a pickle. I was away and when I returned, I got a request from a bank restoring an old obligation. The date on the duplicate is 1/20/22 and says I have 28 days (business??) to determine the matter or it goes into default to the offended party. I didn't return until 1/28 and open the mail. It took me a couple of days to try and get what this was. I additionally was taken out for a couple of days from torment issues. Since I am attempting to get things arranged, I am attempting to get a restricted legal authority to arrange the obligation in my place because of outrageous nervousness. Presently enters the blizzard. I can't go out because of a paranoid fear of tumbling to get the paper authorized and into the POA hands and its perilous out there to drive. I need to settle this obligation and manage it.
The calls says my reaction must be documented with the representative of court inside 3 days after an assistance of the duplicate of the reaction on the judgment lender's lawyer or the judgment loan boss. Three days in the postal framework when I previously got it late? How would I document an augmentation of time to finish this without default judgment? Email? Call? I'm in agony and still can't walk well. The tempest should last one more day or somewhere in the vicinity. Do I call the Clerk of court and clarify what is happening? Time isn't my ally and it's mother loving me out much more. I can scarcely even walk alright not to mention drive at this moment. I terrified on the grounds that I need to make this right, however I really want additional time.

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